Two plans. No gimmicks.
Pick the plan that fits where you're at. Both work all three bureaus — the difference is how many items we dispute per cycle, and whether inquiry disputing is included. Every plan starts with a one-time $99 enrollment fee.
Standard Plan
Full-service disputes, all three bureaus.
Billed monthly, plus a one-time $99 enrollment fee at signup. Cancel anytime — no contracts.
- All 3 bureaus — Equifax, Experian, and TransUnion, worked in parallel
- Up to 10 disputed items per cycle — enough for most files
- Ongoing support — real humans, Mon–Fri 9–6 ET, who know your file
- Monthly progress updates — you always know what's been disputed and what moved
- 90-day guarantee — refund or free continued disputing if nothing's changed
- Inquiry disputing not included — upgrade to Unlimited anytime
We'll schedule your free evaluation call right after checkout. Questions first? Call (877) 714-8253.
Unlimited Plan
Every item, every bureau, no caps — plus inquiry disputing.
Billed monthly, plus a one-time $99 enrollment fee at signup. Cancel anytime — no contracts.
- All 3 bureaus — Equifax, Experian, and TransUnion, worked in parallel
- Uncapped disputes — every negative item, every round, no per-cycle limit
- Inquiry disputing included — hard inquiries challenged alongside your negative items
- Ongoing support — real humans, Mon–Fri 9–6 ET, who know your file
- Monthly progress updates — you always know what's been disputed and what moved
- 90-day guarantee — refund or free continued disputing if nothing's changed
We'll schedule your free evaluation call right after checkout. Questions first? Call (877) 714-8253.
Rather pay it all at once? Get 90 days upfront for $499 — covers enrollment + your first 3 months. After that it's just $150/mo, cancel anytime.
Which plan is right for me?
If a typical file needs 10 or fewer items disputed per cycle, Standard covers it. If you have more to dispute, or you also want hard inquiries challenged, go with Unlimited.
What happens when I sign up?
Your one-time $99 enrollment fee covers your full 3-bureau audit and dispute strategy — we send your first wave of dispute letters right away, no extra charge beyond that.
Can I cancel?
Anytime. No contracts, no cancellation fees. Though most members stay — because staying protected is the point. More in the FAQ.