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Our promise

The 90-Day Jolt Guarantee

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If nothing has been removed, corrected, or changed on your report after 90 days, you choose: a full refund, or we keep disputing free until something does change.

That's the whole guarantee — no asterisk maze. This is not a guarantee of any specific score increase or outcome; it applies specifically to zero results (no deletions, no corrections, no updates across any bureau) after 90 days enrolled. If that's where you're at, the choice is yours.

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What it is

A results-backed promise. If genuinely nothing has changed on your report after 90 days, you decide what happens next — refund or continued free service.

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What it isn't

It's not a promise of any specific score or a specific deletion — nobody can honestly promise those, since bureaus and creditors decide independently. It's tied to whether anything changed on your report at all, not to score movement.

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The fine print, in plain English

We dispute items that are inaccurate, outdated, or unverifiable — never accurate, verifiable ones. Results depend on what's actually on your file.